The way it works is when you choose the acoitn you choose the consequences. I understand your wife was laid off, but that wasn't the only job in town and she should have found another one immediately. It sounds like you're painting yourself as some kind of victim here, when the truth is you ran up the charges, then you let it get out of hand, then you made an arrangement and now you want to get out of that too. They are not messing with you. They are not trying to milk you dry. They have already made one agreement with you, and they have a right to be paid back. If you keep going like this they are going to turn you over to another collection company that will make this one seem like a walk in the park. Pay them.

eu e voce